Country Bank for Savings - Privacy Statement

Country Bank for Savings has been serving customers since 1850 with outstanding service, competitive products and a genuine commitment to our communities. Among our ongoing goals to better serve you is our assurance that your information remains safe and private.

In today's age of increasing technology and information availability, we pledge to you, our valued customer, that at no time will your personal and financial information be shared outside what is lawfully permitted or required. Your confidence in all matters of our banking relationship is a priority to us. Therefore, the safekeeping of your information is paramount to all of us at Country Bank. Whether you currently use CountryBank@Home, our online banking product, Totally Free Checking, one of our many loan products or any of our other products or services, you can rest assured that your information is held in strictest confidence at Country Bank.

The information that follows will provide you with answers to many of the questions you may have regarding our Privacy Notice. Please read this thoroughly. Should you have any questions, please do not hesitate to call or stop by your nearest Country Bank office.

NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Country Bank for Savings.

This is our Privacy Notice for our customers. When we use the words "you" and "your" we mean our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a:

Deposit account
Loan account
Safe deposit box
Self-Directed Individual Retirement Account

INFORMATION WE COLLECT

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms,
Information about your transactions with us, and
Information we receive from a consumer reporting agency.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

INFORMATION WE DISCLOSE

We will not disclose nonpublic personal information about you except as disclosed in this notice or as permitted by law.

We reserve the right to disclose nonpublic personal information we collect to third parties that perform marketing services on our behalf, such as companies that perform direct mail services. We may also disclose nonpublic personal information we collect to nonaffiliated financial service providers with whom we have joint marketing agreements, such as insurance agencies.

For example, we may disclose:

Information we receive from you on applications or other forms, such as your name, address, and email address.
Information about your transactions with us or others, such as your account balance and types of accounts.

We disclose this information to assist us in servicing your account and to offer products and services that may be of interest to you.

We do not sell your nonpublic personal information to nonaffiliated third parties for marketing or solicitation purposes.

FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

STATE LIMITATIONS

We will not share any information derived from deposit relationships with us about customers who reside in Massachusetts.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you believe that our records contain inaccurate information about you, please contact us. We will promptly investigate your concerns and update our records as appropriate.

We appreciate you taking the time to review this information, Again, if you have any questions or concerns regarding this Privacy Notice, please stop by your nearest Country Bank office or call us at 1-800-322-8233. Thank you for putting your trust in us over the years and remember, at Country Bank... "Our Home is Your Home."

75 MAIN STREET
WARE, MA 01082-2003
1-800-322-8233